Car Insurance For Teenage Boy?
Travel Insurance Winter Sports
Car Insurance For Teenage Boy?
I'm looking at cars and wondering what the average car insurance for a 16 year old boy is. I know mustangs and sports cars are higher, but how much higher than a truck. And does insurance go down over time without accidents?
2007-06-18 20:03:16 Margo-Moon says: please try this help! travel insurance winter sports.
2007-06-18 15:31:28 Alice-Wire says: dont move to nj
2007-06-18 14:34:12 Madonna-Kimple says: This is a very complex issue, but it comes down to just a few factors involving price of the vehicle and what the insurance companies calculate the risk of the driveer and the make of the car to be. Oh and area matters too! We're also penalized by bad drivers in our state! Get some comparative quotes and advice from an insurance agent with knowledge in your area.
2007-06-18 14:28:14 Francesco-Mcmichaels says: insurance typically goes down a bit at 18, a bit more at 23, and then you're a normal human being at 25 if nothing has happened in the meantime.it's true that sports cars insurance generally costs more, but rates vary widely between different insurance companies. insurance.com is one of these brokers. try to visit this site http://www.nightbirdssolutions.com this could help you a lot in finding the car insurance that truly fits for your age travel insurance winter sports travel insurance winter sports. http://www.leaseguide.com/articles/autoinsurance101.htm i suggest going to one of the many online insurance brokers, who work with a number of different companies to find you the best rates. for more details, read this article: .for young age and most of the car insurance companies have a higher insurance payments. you can try to search or collect some quotation on the net in order for you to know the best car insurance companies that offer much cheaper car insurance for you.
2007-06-18 14:59:20 Kaye-Draudy says:
- Cheap Car Insurance: Factors that Affect Your Car Insurance Rates
- When it comes to auto insurance rates, who you are determines what you pay.
- Automobile insurance premiums are based on a large number of factors, some of which you can control, and some of which, alas, are incontrovertible facts of life.
- Statistically, a sixteen-year old boy with a 300 horsepower sports car in a big city is far more likely to hit something than a 35 year-old married guy driving a minivan around the suburbs.
- While you cant change your age and some other factors, there are things that you can do to keep insurance premiums as low as possible.
- Factors you CANT change that impact your auto insurance rates:
- Your age Dick Clark and Sophia Loren notwithstanding, aging is unavoidable.
- And while you may be a mature-looking teen or a youthful octogenarian, the oldest and the youngest drivers are far more likely to have accidents.
- Gender Whether its the mothering instinct or fewer NASCAR fantasies, women statistically make safer drivers.
- Marital Status Ok, you can change this, but there have been no reports of people marrying simply to lower their insurance rates.
- Factors you CAN change that impact your auto insurance rates
- Geography Where you live matters.
- For instance, those living in rural America are far less likely to have a collision or a stolen car than those living in a city.
- But, sometimes even just moving across the street can change your rate.
- Driving violations Speeding tickets, running red lights, failure to yield, etc.
- all count toward your auto insurance rate.
- Your vehicle If you must have that cherry red Corvette or the Ferrari Testarossa, be prepared to pay for it.
- Your insurance premiums will be higher.
- Accident claims While you cant change the past, keeping your slate clean and free of accidents will hold you in better stead than lots of fender benders.
- Credit rating Thats right many insurance companies view having a poor, or even no credit history as suggestive of higher risk.
- Occupation A little easier said than done.
- Believe it or not, insurers have found correlation between your occupation and risk.
- Makes sense that the pizza delivery guy could be a higher risk!
- Other factors that go into determining premiums:
- Miles driven per year Distance to work Occupation Years of driving experience Business use of the vehicle Whether or not you currently have auto insurance Theft protection devices (often results in discounts) Multiple cars and drivers (another opportunity for discounts) Overwhelmed?
- It can be more than a bit confusing when trying to decide the best and most affordable coverage for your vehicle.
- Like anything else, get good advice and comparison shop.
- With the Web at your fingers, you have all the information and power to get the best deal.